20 Small Old Money Houses You’ll Never Forget

The concept of old money architecture is rooted in the idea that a home should be a legacy rather than a temporary statement. These dwellings prioritize the use of natural materials, historical proportions, and a seamless blend with their natural surroundings to create an atmosphere of quiet luxury.

1. The Heritage of Quiet Luxury in Architecture

Old money style is defined by a sense of permanence and understated elegance that refuses to follow fleeting modern trends. These homes are built with materials that age gracefully, developing a patina that only time and care can provide for the residents.

Small old money houses prioritize quality over sheer square footage, focusing on architectural integrity and a deep connection to the surrounding landscape. Each structure tells a story of privacy and comfort that has been passed down through several generations.

You will find that these homes often feature natural textures and neutral tones that evoke a sense of calm and stability. The aesthetic relies on the weight of stone and the warmth of solid wood to ground the living spaces in reality.

The interiors of these dwellings are curated rather than merely decorated, often featuring heirlooms and well-read books that fill the rooms. This approach creates an environment that feels timeless and reflects a deep appreciation for the history of the occupants.

As we explore these unique homes, notice the attention to detail that sets them apart from modern construction projects. From copper gutters to hand-carved mantels, every element serves a specific purpose in the overall design of the small estate.

These are the houses that leave a lasting impression on the soul because they do not shout for attention. Instead, they offer a quiet invitation to a lifestyle that is both sophisticated and remarkably simple for those who dwell within.

DIY Tips for Quiet Luxury

• Choose solid brass hardware for your interior doors to add a sense of weight and history to every room in your house.
• Paint your walls in soft cream or ivory to create a neutral base that reflects natural light and makes small spaces feel open.
• Install classic crown molding along the tops of your walls to elevate the perceived height and elegance of any small room.
• Incorporate natural linen fabrics for window treatments and throw pillows to add a soft and organic texture to your living area.
• Display a collection of vintage hardcover books on an open wooden shelf to provide a sense of intellectual depth and character.

2. The Cotswold Stone Cottage in England

The Cotswold cottage is a masterpiece of organic architecture and charm that feels as though it grew directly out of the earth. Built from local oolitic limestone, these homes glow with a golden hue that changes beautifully with the shifting light of day.

These cottages often feature steep gabled roofs made of heavy stone slates that have protected families from the elements for centuries. Low ceilings and exposed oak beams create an intimate atmosphere inside that is impossible to replicate in modern homes.

The small windows are frequently framed by climbing roses or dark ivy, which helps the structure blend into the surrounding garden. The gardens themselves are just as important as the houses, often delineated by ancient stone walls filled with lavender.

Inside, the hearth is the undisputed heart of the small living space, providing both literal and metaphorical warmth for the family. Massive stone fireplaces serve as a focal point, often featuring a simple wooden mantel decorated with small family treasures.

The floors are usually made of uneven flagstones that have been polished by the feet of many generations over the long years. There is a sense of effortless beauty in these homes that feels entirely unforced and deeply connected to the rural landscape.

This style of home represents the pinnacle of rural old money living, where nature and human craft exist in perfect harmony. The Cotswold cottage is a dream of a slower and more meaningful life that remains highly relevant in the modern world.

DIY Tips for a Cottage Aesthetic

• Use a lime wash on interior masonry or brickwork to mimic the look of aged stone and create a breathable, matte finish.
• Plant climbing hydrangea or jasmine near your entrance to create a lush and romantic feel that welcomes guests with natural beauty.
• Replace modern light fixtures with wrought iron lanterns or sconces to add a touch of historical craftsmanship to your interior.
• Add a skirted vanity in the bathroom using a traditional floral print to soften the lines of the room and hide storage.
• Place a large wicker basket near the door to hold firewood or umbrellas, adding a functional and rustic element to your entry.

3. The Charleston Single House of South Carolina

The Charleston Single House is a unique response to a coastal climate that requires both shade and consistent air circulation. These homes are narrow and deep, built specifically to capture the Atlantic breezes that move through the historic city streets.

They often sit perpendicular to the street to maximize garden privacy and allow the side of the house to face the prevailing winds. The most iconic feature of these houses is the side piazza or porch which runs the length of the building.

This covered outdoor space acts as an extension of the living room, allowing for outdoor relaxation while remaining shielded from the sun. Stucco walls in shades of peach, mint, and yellow define the neighborhood and create a vibrant streetscape.

The entrance from the street often leads directly onto the long porch rather than into a formal hallway inside the house. This creates a sense of mystery about where the indoor space truly begins and where the garden space ends.

Tall, slender windows allow light to flood the high-ceilinged rooms, which are often decorated with formal moldings and dark wood. Dark shutters offer a sharp contrast to the light-colored exterior walls and provide protection during the stormy coastal seasons.

Living in a Charleston Single House is about embracing the southern air and the specific traditions of a historic harbor city. It is an architectural style that honors both elegance and functionality in a way that few other designs can match.

DIY Tips for Southern Charm

• Paint your porch ceiling a soft light blue to deter insects and create a serene atmosphere that mimics the open sky.
• Use operable shutters on the exterior of your windows to provide a classic finished look and authentic climate control.
• Install a small wall-mounted fountain in a courtyard or patio area to provide the soothing sound of moving water.
• Place large ferns in ceramic pots on either side of your front door to add a burst of green and southern hospitality.
• Hang sheer white curtains to allow natural light in while maintaining a high degree of privacy from the street or neighbors.

4. The Newport Carriage House Repurposed

Newport carriage houses were originally built to house the horses and coaches of the wealthy families who summered in Rhode Island. Today, they serve as some of the most charming small residences, carrying the architectural DNA of the surrounding grand mansions.

The shingle-style exterior is a hallmark of this coastal old money look, featuring natural cedar shingles that weather over time. These shingles turn a beautiful silvery gray after several seasons of exposure to the salt air and the coastal sun.

Wide barn doors are often replaced with large glass panels to allow modern light to fill the formerly dark interior spaces. The interiors typically feature high ceilings and open floor plans that reveal the original structural elements of the building.

Reclaimed wood beams and original hay lofts are often converted into cozy sleeping areas or office spaces for the modern resident. The wood used in these homes is often dark, rich, and sturdy enough to last for another hundred years.

Cobblestone driveways lead the way to these hidden architectural gems, providing a sense of arrival that is both rugged and refined. Small gardens with manicured boxwood hedges provide a sense of order that balances the rustic nature of the building.

The carriage house offers a smaller footprint without sacrificing the feeling of luxury associated with the Gilded Age of America. It is the perfect retreat for those who value heritage and character in a home that feels substantial and grounded.

DIY Tips for Carriage House Style

• Use cedar shingles as an accent wall in a bathroom or mudroom to bring a touch of coastal texture into your interior.
• Incorporate sliding barn doors made of reclaimed wood to serve as stylish and space-saving room dividers in small areas.
• Add oversized black iron hardware to your kitchen cabinetry to create a bold contrast against lighter wood or painted surfaces.
• Install a pebble or gravel walkway to create an old-world driveway feel that crunching satisfyingly under your feet when you arrive.
• Decorate with vintage equestrian art or antique riding boots in the entry to pay homage to the original purpose of the building.

5. The Hudson Valley Federal Brick House

Federal style homes in the Hudson Valley are known for their symmetry and their dignified presence within the rolling river landscape. Built primarily of red brick, they exude a sense of colonial authority and intellectual refinement that is very specific.

The proportions of these homes are balanced, creating a visual harmony that is pleasing to the eye from every possible angle. A central front door is often flanked by slender side-light windows and topped with an arched fanlight.

Inside, the rooms are organized around a central hallway and a formal staircase that serves as the backbone of the house. Hand-carved wood moldings and plaster medallions decorate the ceilings, adding a layer of detail that defines the era.

The windows are large and multi-paned, offering expansive views of the river or the surrounding forests and orchards. The color palette is usually reserved, focusing on historical blues, greys, and whites that complement the brick exterior.

Fireplaces in every room ensure that the small home remains warm and inviting during the long New York winter months. There is an academic precision to the design that feels very intentional and reflects the values of the original builders.

These houses are often tucked away behind ancient oak and maple trees, providing a sense of seclusion and quiet prestige. A Federal brick house is a monument to early American craftsmanship that continues to inspire architects and homeowners today.

DIY Tips for Federal Elegance

• Apply a symmetrical layout to your furniture and decor to create a sense of visual balance and formal order in your rooms.
• Hang a gold-framed convex mirror above a mantel or console table to reflect light and add a touch of regency flair.
• Use a brass kickplate on your front door to protect the wood and add a touch of classic shine to your entrance.
• Install a chair rail in your dining room or hallway to define the wall space and allow for two-tone paint or wallpaper.
• Choose a classic navy or forest green for your front door color to provide a stately contrast against a brick or white exterior.

6. The Provence Stone Farmhouse in France

The Provence farmhouse, locally known as a mas, is defined by its thick stone walls and its deep connection to the land. These homes are built to withstand the intense heat of the Mediterranean sun while remaining cool and quiet inside.

Tapered terra cotta roof tiles add a warm, earthy texture to the skyline and protect the structure from the seasonal rains. The shutters are often painted in soft shades of lavender or sage green to reflect the colors of the landscape.

Gardens are filled with drought-resistant plants like rosemary, thyme, and lavender that perfume the air throughout the summer months. A gravel terrace often serves as the primary spot for long, outdoor lunches under the shade of a plane tree.

Inside, the floors are covered in handmade terra cotta tiles that feel cool underfoot and age beautifully with regular use. Rough-hewn timber beams support the ceilings, adding a sense of rustic strength to the living and dining areas.

The furniture is often made of local fruitwood and features simple, sturdy carvings that have been polished by years of handling. This style of living is about the appreciation of the earth, the sun, and the simple pleasures of the table.

It is an old money aesthetic that is entirely unpretentious and deeply soulful, focusing on the quality of life rather than show. The Provence farmhouse is a sanctuary of light and natural beauty that offers a timeless way to live.

DIY Tips for Provencal Style

• Place a large olive tree in a terracotta pot in a sunny corner of a room to bring a piece of the Mediterranean indoors.
• Use linen tablecloths in a natural oatmeal or cream shade to create a relaxed and elegant setting for your meals.
• Hang dried bunches of lavender or culinary herbs in the kitchen to provide a natural and historic fragrance to your home.
• Install a copper pot rack in your kitchen to display your most used cooking vessels and add a warm metallic glow.
• Apply a lightly distressed finish to a wooden dining table to give it the appearance of an heirloom that has seen many meals.

7. The Tudor Gatehouse of the English Countryside

Tudor gatehouses were once the grand entrances to much larger estates, but as independent homes, they offer a magical experience. Their timber-framed facades are iconic symbols of British heritage, featuring a striking contrast between dark wood and light plaster.

The white plaster walls sit behind dark oak vertical and diagonal beams, creating a geometric pattern that is instantly recognizable. Lead-paned windows with diamond patterns provide a romantic light that filters into the small, cozy rooms.

The roofs are often steeply pitched and finished with handmade clay tiles that have gathered moss over the passing centuries. Inside, the spaces are often vertical, with rooms stacked on top of each other to maximize the limited footprint.

Spiral staircases made of stone or dark wood connect the different levels, adding to the sense of mystery and history. The fireplaces are usually large and made of stone, often taking up an entire wall in the main parlor.

Small Tudor homes feel like something out of a classic storybook, filled with nooks and crannies that hold a sense of wonder. The history of these structures is visible in every hand-hewn timber and every uneven floorboard throughout the house.

Surrounded by ancient woodlands or manicured hedges, these homes offer total seclusion and a deep sense of security. They are perfect for those who want to live within a piece of living history that has stood the test of time.

DIY Tips for Tudor Character

• Use dark wood stains on any exposed beams, trim, or furniture to create the signature high-contrast Tudor look.
• Install leaded glass film on your existing window panes to achieve a historic appearance without the cost of full replacement.
• Choose rich jewel tones like deep burgundy or emerald green for your textiles to add warmth and a sense of luxury.
• Add a heavy velvet curtain over the interior of your front door to stop winter drafts and add a layer of texture.
• Place a large wrought iron fire screen in front of your hearth to add a touch of medieval craftsmanship to your living room.

8. The Savannah Row House with Iron Balconies

Savannah is famous for its historic row houses that line the city’s many green squares and cobblestone streets. These homes are tall and narrow, maximizing vertical living space while providing a sense of grander within a small footprint.

The wrought iron balconies are the most striking feature of the exterior, providing a delicate, lace-like contrast to the solid brick. From these perches, residents can watch the world go by in the square while enjoying the shade of the live oaks.

High ceilings and floor-to-ceiling windows characterize the interiors, allowing for maximum light and air circulation in the humid climate. Plaster moldings are often ornate and reflect the classical education and taste of the original owners.

The floors are usually made of wide-plank heart pine that glows with a deep red hue after years of polishing and care. Secret courtyards are often hidden behind these houses, filled with ferns, camellias, and small stone statues.

These private spaces offer a cool retreat from the sun and a place for quiet reflection in the heart of the city. The Savannah row house is a masterclass in urban design that combines social connectivity with absolute interior privacy.

These homes are timeless reminders of the beauty of the Old South and the importance of preserving architectural heritage. They represent a polished way of living that values both the public streetscape and the private garden.

DIY Tips for Savannah Style

• Use black spray paint to refresh the look of any outdoor metal furniture or railings to keep them looking sharp.
• Install a decorative ceiling medallion before hanging a classic crystal chandelier to add a sense of historical importance.
• Place large mirrors opposite your windows to reflect the greenery of the outside world and make the room feel larger.
• Create a container garden with hostas and ferns for your entryway to add a lush, southern feel to a small space.
• Use polished brass drawer pulls on your kitchen or bathroom cabinets to give them a high-end and traditional look.

9. The Nantucket Saltbox Seaside Cottage

The Nantucket saltbox is a classic of American maritime architecture, featuring a long, sloping roofline that is practical and iconic. This design was intended to deflect the harsh Atlantic winter winds and protect the structure from the elements.

Weathered cedar shingles cover the entire exterior of the small house, turning a beautiful shade of silver over the years. White trim around the windows and doors provides a crisp and clean finish that stands out against the gray wood.

Inside, the focus is on simplicity and durability, with painted wooden floors and sturdy furniture that can withstand salt and sand. The rooms are often low-ceilinged and cozy, centered around a large brick chimney that provides heat.

The furniture is often a mix of family antiques and comfortable slipcovered pieces that invite relaxation after a day at the beach. Windows often offer views of the rolling moors or the blue ocean, connecting the interior to the island landscape.

Living in a saltbox is about embracing the rugged beauty of the coast and the history of the seafaring people who built them. It is an old money style that values utility and architectural honesty over unnecessary decoration or flashiness.

These cottages are the quiet guardians of the island’s long history, offering a sense of peace that is hard to find elsewhere. They represent a commitment to tradition and a lifestyle that is deeply connected to the rhythm of the sea.

DIY Tips for a Seaside Look

• Paint your interior wooden floors with a durable porch paint in light gray or blue for a classic coastal appearance.
• Decorate with jars of sea glass or smooth stones found on the beach to bring natural elements into your decor.
• Use nautical rope as a decorative element or for stair handrails to add a touch of maritime craftsmanship.
• Hang simple white Roman shades on your windows to keep the interior looking clean, bright, and uncluttered.
• Place a traditional weather vane on the peak of your roof or garage to add a historical and functional detail.

10. The Italian Lake Villa in Miniature

The villas around Lake Como are legendary for their beauty, and smaller versions offer the same elegance on a more intimate scale. They often feature ochre or terracotta stucco walls that reflect the warm Italian sun and glow in the evening.

Arched doorways and loggias are essential to this Mediterranean look, allowing for a constant flow of air through the home. The roofs are covered in rounded clay tiles that age with a dark patina, adding character to the structure.

Formal gardens with gravel paths and lemon trees often surround the villa, providing a sensory experience for the residents. Statues and stone benches provide places for quiet contemplation while listening to the sound of a small courtyard fountain.

Inside, the walls are finished with smooth plaster or decorative fresco work that adds a layer of artistic history to the rooms. Marble floors keep the home cool in the summer and provide a sense of luxury that is both durable and beautiful.

The furniture is often a mix of wrought iron and dark, carved Italian walnut that has been passed down through generations. This style of home is designed for the appreciation of the good life, celebrating art, nature, and the golden sunlight.

The small Italian villa is a romantic escape that never goes out of style, offering a way of living that is both grand and simple. It is an old money aesthetic that prioritizes the beauty of the environment and the joy of the family.

DIY Tips for Mediterranean Flare

• Add a coat of warm yellow or terracotta paint to your exterior walls to instantly evoke the feeling of an Italian villa.
• Place citrus trees in large terra cotta pots and move them indoors during the colder months to enjoy their scent and fruit.
• Use mosaic tiles to create a decorative border on a patio or bathroom floor for a touch of ancient artistry.
• Install a wrought iron gate at the entrance to your garden to create a sense of arrival and historical charm.
• Decorate with striped sun awnings over your windows to provide shade and a classic European vacation aesthetic.

11. The Scottish Highlands Stone Lodge

The stone lodges of the Highlands are built for resilience and warmth, often constructed from rugged grey granite found in the mountains. These homes are designed to blend into the landscape and withstand the damp and cold winds of the north.

Slate roofs provide a dark and durable covering for the home, while small, deep-set windows minimize heat loss during the winter. The entryways often feature a small mudroom where residents can leave their wet boots and heavy coats after a walk.

Interior spaces are dominated by the textures of wool and heavy wood, creating an environment that feels incredibly safe and warm. Tartan fabrics are used for curtains and upholstery, adding a layer of clan history and color to the rooms.

A large stone hearth is the focal point of the living area, kept burning throughout the long and dark winter months. The kitchen is usually the heart of the home, featuring a large stove and heavy wooden cupboards for storage.

The atmosphere is one of comfort and tradition, where the wild outdoors is kept at bay by thick walls and a warm fire. Living in a Highland lodge is about the luxury of shelter and the appreciation of the rugged natural world.

These small homes are the ultimate retreats for those who love nature and want to live in a place with a strong sense of identity. They represent a style that is honest, sturdy, and deeply rooted in the history of the Scottish landscape.

DIY Tips for a Cozy Lodge

• Incorporate tartan or plaid patterns through wool throw blankets and pillows to add a sense of warmth and heritage.
• Use a large piece of driftwood or a thick reclaimed beam as a decorative mantel for your fireplace.
• Install dark wood paneling halfway up the walls in a study to create a cozy and scholarly atmosphere.
• Place a sheepskin rug over a wooden chair or on the floor to add a soft and organic texture to the room.
• Use antler-style hardware or lighting fixtures to add a touch of the Highlands and a rustic natural element.

12. The Georgetown Brick Manor of D.C.

Georgetown is home to some of the most historic brick houses in America, known for their verticality and formal elegance. These small manors are often perfectly maintained, featuring intricate brickwork and polished architectural details that reflect their prestige.

The front doors are usually the most colorful part of the exterior, painted in deep reds, glossy blacks, or forest greens. Polished brass knockers and handles complete the welcoming entrance, providing a sense of arrival for guests and residents alike.

Inside, the homes feature narrow but grand staircases and high ceilings that make the small rooms feel much more spacious. Built-in bookshelves often line the walls of the libraries, reflecting a culture that values education and history.

The light is often filtered through traditional wooden shutters or heavy silk drapes that add a layer of sophistication to the windows. Tiny backyard gardens are common, often featuring brick patios and manicured boxwood hedges for absolute privacy.

These spaces are perfect for small gatherings and evening tea, offering a quiet urban oasis away from the busy city streets. The Georgetown manor represents a polished and political old money style that is both historically significant and comfortable.

These homes remain symbols of prestige in the nation’s capital, offering a way of living that is both traditional and refined. They are a testament to the beauty of urban architecture and the importance of preserving the character of a neighborhood.

DIY Tips for Urban Sophistication

• Polish all your brass hardware until it has a mirror-like shine to reflect the light and add a touch of luxury.
• Add a row of boxwood shrubs along your front walkway to create a neat and formal boundary for your property.
• Use a high-gloss paint for your front door to make it stand out and give it a professional, finished appearance.
• Install a brick-patterned wallpaper in a small powder room to echo the exterior materials of a traditional manor.
• Place a pair of traditional coach lights on either side of the entry to provide a balanced and welcoming glow at night.

13. The Maine Summer Shingle Cottage

Maine’s summer cottages were built for the social elite who wanted to escape the heat of the cities for the rocky coast. The shingle style is designed to look casual yet architecturally complex, with wide wrap-around porches that define the exterior.

The wood shingles are left to weather naturally in the salt air, turning a beautiful silver-grey that blends with the coastline. Turrets and gables give the small homes a whimsical shape that is both unique and deeply rooted in the region.

Inside, the focus is on light and airy spaces that offer expansive views of the water and the surrounding pine forests. Beadboard walls and ceilings add a relaxed texture to the rooms, creating an atmosphere that is perfect for summer relaxation.

The decor is often a mix of wicker furniture and blue-and-white patterns that evoke a nautical and coastal mood. Screened-in porches allow residents to enjoy the ocean breeze without the nuisance of insects during the warm evenings.

The sound of the waves and the smell of the pine trees define the experience of living in these historic summer retreats. These houses are meant for long days of reading, sailing, and spending time with family in a beautiful setting.

The Maine shingle cottage is the epitome of casual old money luxury, valuing the environment and the joy of the season. These homes are beloved for their charm and their ability to provide a peaceful escape from the modern world.

DIY Tips for a Summer Cottage

• Install beadboard paneling in your bathroom or kitchen to add a touch of classic coastal texture and warmth.
• Use wicker or rattan furniture in your living area to create a light and breezy feel that is perfect for summer.
• Paint your window frames a crisp white to provide a sharp contrast against darker exterior shingle walls.
• Decorate with blue and white striped rugs to evoke a nautical mood and add a layer of comfort to your floors.
• Hang a classic wooden porch swing on your deck to create a perfect spot for afternoon naps or reading.

14. The French Normandy Cottage with Turret

The French Normandy style is known for its romantic and medieval roots, often featuring a prominent circular turret on the exterior. This feature usually houses the main staircase and gives the small house the appearance of a miniature castle.

The exterior is a rich mix of stone, brick, and decorative timber that creates a textured and visually interesting facade. Steeply pitched roofs with flared eaves add to the dramatic silhouette of the home and protect it from the weather.

Inside, the rooms are often cozy and shaped by the exterior curves of the turret and the gabled rooflines. Plaster walls and dark wood floors provide a neutral but rich backdrop for a mix of antique and modern furniture.

Iron chandeliers and heavy wooden doors are common interior elements that reflect the historic and sturdy nature of the design. Gardens are often structured and feature neatly trimmed hedges and small gravel paths that lead to secret seating areas.

A small orchard or a vegetable patch is a common addition to the yard, connecting the home to the agricultural history of France. This style of home is perfect for those who want a bit of fantasy and a lot of architectural character.

The Normandy cottage is an old money look that is steeped in tradition and the craftsmanship of a bygone era. It offers a unique and unforgettable living experience that feels both protected and incredibly elegant for any resident.

DIY Tips for Normandy Charm

• Add a small circular rug at the base of your stairs to echo the shape of a traditional architectural turret.
• Use copper rain gutters and downspouts to add a beautiful metallic accent that will age gracefully over time.
• Install a wrought iron pot rack above your kitchen island to display your cookware and add a rustic touch.
• Use heavy, dark wood furniture pieces to ground your rooms and provide a sense of history and stability.
• Plant a small herb garden in wooden crates near your back door to have fresh ingredients and a touch of greenery.

15. The Virginia Colonial Revival Manor

The Colonial Revival style is a celebration of early American design, often featuring brick walls and white classical columns. These homes reflect a sense of pride in national history and a commitment to architectural proportions that are truly timeless.

The front entry is usually the most ornate part of the house, featuring a decorative pediment and pilasters around the door. The windows are often framed by dark shutters that provide a stately and finished look to the symmetrical facade.

Inside, the layout is formal and organized around a central hallway that leads to the primary living and dining areas. Polished hardwood floors and oriental rugs are common features that add warmth and a sense of tradition to every room.

The furniture is typically made of mahogany or cherry, featuring classic shapes that have been popular for over two centuries. Manicured lawns and boxwood parterres surround the home, creating a sense of order and tidiness in the landscape.

The gardens are designed to look beautiful throughout every season, with a focus on structure and evergreen plants like boxwood. Living in a Colonial Revival house is about honoring the past while enjoying a very comfortable and dignified lifestyle.

These homes are quintessential symbols of the American South, offering a way of living that is both historical and refined. They represent an old money aesthetic that values the continuity of style and the beauty of classical proportions.

DIY Tips for Colonial Style

• Place a high-quality oriental rug in your entryway to provide a classic and colorful welcome for your guests.
• Use a crisp white paint for all your interior trim and window casings to create a clean and traditional look.
• Arrange your artwork symmetrically on a large wall to create a gallery feel that is balanced and formal.
• Install a traditional chair rail in your dining room to allow for a classic two-tone wall treatment or wallpaper.
• Use brass candlesticks on your dining table or mantel to add a touch of historical elegance and warm light.

16. The Belgian Minimalist Stone House

The Belgian minimalist style is a modern take on old money luxury, focusing on raw materials and a very restricted color palette. It uses elements like lime wash, reclaimed wood, and natural stone to create a sense of serenity and quiet.

The exterior is often very simple, with large windows and clean lines that allow the quality of the materials to speak for themselves. There is no unnecessary ornamentation, which creates a look that is both modern and incredibly ancient.

Inside, the spaces are open and filled with soft, natural light that changes the mood of the rooms throughout the day. The furniture is sparse but each piece is chosen for its exceptional quality and its ability to age beautifully over time.

The floors are usually made of wide oak planks or polished concrete, providing a neutral and durable base for the living areas. The walls are often finished with a lime wash that gives them a soft, chalky texture that reflects light beautifully.

Gardens are also minimalist, often featuring a single type of tree or large expanses of natural grasses and gravel paths. The focus is on the play of light and shadow and the creation of a peaceful environment for the residents to enjoy.

This style of living is about stripping away the excess and focusing on what is truly essential for a beautiful life. The Belgian stone house is a masterclass in sophisticated restraint and the power of high-quality natural materials.

DIY Tips for Minimalist Luxury

• Apply a lime wash finish to your interior walls to create a soft, matte texture that feels organic and timeless.
• Remove excess clutter and small decorative items to allow your best furniture pieces to be the focus of the room.
• Use oversized linen slipcovers on your sofas and chairs to create a relaxed, comfortable, and high-end look.
• Incorporate one large piece of abstract art or a single large sculpture as a focal point in a minimalist room.
• Use natural stone coasters, bowls, or trays to add earthy and tactile elements to your coffee table or kitchen.

17. The Swiss Alpine Wooden Chalet

The Swiss chalet is built to thrive in high altitudes, constructed from heavy timber that provides both strength and natural warmth. The wide overhanging eaves are a practical feature designed to protect the balconies and walls from heavy snowfall.

Intricate wood carvings often decorate the balconies and the areas around the windows, reflecting a long history of local craftsmanship. The base of the house is often made of stone to provide a solid and dry foundation in the mountain soil.

Inside, the rooms are often entirely lined with warm, light-colored wood that creates a cozy and natural atmosphere for the family. The scent of pine and cedar is a constant presence, adding to the sensory experience of living in the mountains.

Low-slung furniture and soft, heavy rugs make the spaces feel very inviting after a day of skiing or hiking in the Alps. Windows are carefully placed to frame the breathtaking views of the peaks and the surrounding alpine meadows.

Window boxes are filled with bright red geraniums during the summer months, providing a vibrant contrast to the natural wood. There is a sense of being tucked away from the rest of the world in a place that values tradition and nature.

Living in a chalet is about the joy of the mountains and the comfort of a home that is built to last for generations. It is an old money style that is rugged and honest, offering a unique way to live in harmony with the forest.

DIY Tips for Chalet Comfort

• Install wood paneling on a single accent wall in a bedroom or living area to add instant warmth and texture.
• Fill your exterior window boxes with bright red or pink flowers to create a classic and welcoming alpine look.
• Use heavy knit throw blankets and wool pillows to add layers of comfort and a rustic feel to your seating.
• Incorporate wooden bowls, platters, and cutting boards into your kitchen decor for a functional and natural aesthetic.
• Add a faux fur rug next to your bed to provide a soft and warm landing for your feet on cold mornings.

18. The Original Cape Cod Cottage

The Cape Cod cottage is the ultimate symbol of New England charm, known for being small, efficient, and incredibly sturdy. These homes feature a central chimney that originally provided heat to every room, making them perfect for the coastal winters.

Cedar siding and white trim are the classic exterior components, creating a look that is both humble and architecturally significant. The front door is often centered and flanked by two windows on each side in a perfectly symmetrical arrangement.

Inside, the ceilings are often low to help trap the heat, and built-in cabinets are used to maximize the utility of the space. The kitchen is often the heart of the home, acting as a hub for both cooking and social gathering for the family.

The gardens of Cape Cod homes are famous for their large blue and purple hydrangeas that bloom throughout the summer months. White picket fences often line the property, providing a sense of order and a classic American neighborhood aesthetic.

There is a sense of coastal pride in the maintenance of these homes, which have served as the foundation of many seaside communities. A Cape Cod cottage is an old money home that is accessible and filled with a deep sense of national history.

These houses are the cozy hearts of the Northeast, offering a way of living that is both simple and deeply satisfying for the soul. They prove that a well-designed small space can be just as beautiful as a much larger estate.

DIY Tips for Cape Cod Charm

• Paint your front door a bright coastal blue or a soft seafoam green to create a welcoming and themed entrance.
• Install a classic white picket fence around your front garden to define your property and add a touch of nostalgia.
• Plant several large hydrangea bushes along the foundation of your house for a traditional and colorful summer display.
• Use nautical-themed hardware like brass cleats or rope handles for drawer pulls in your kitchen or bathroom.
• Add a traditional cedar shingle accent to a small shed or garage to match the historic look of a main house.

19. The English Regency Townhouse

The Regency style is known for its refinement and its use of classical Greek and Roman proportions in an urban setting. These townhouses often feature smooth white stucco facades and intricate black ironwork that reflects the elegance of the early nineteenth century.

Large sash windows allow for plenty of natural light to enter the narrow and deep interior spaces of the city home. A small balcony on the first floor often overlooks the street, providing a private outdoor space in a busy urban environment.

The front doors are frequently arched and topped with a decorative fanlight that invites light into the formal entry hallway. Inside, the rooms are decorated with delicate plasterwork on the ceilings and marble mantels on the fireplaces.

The staircases are often slender and feature elegant wooden handrails that curve gracefully through the center of the house. These homes are often part of a crescent or a square, which allowed the original residents to live in a community of peers.

The Regency townhouse represents the height of British urban old money, valuing social grace and the beauty of formal architecture. It is an aesthetic that remains popular today for its ability to provide luxury within a dense city environment.

These homes are timeless reminders of the elegance of the past, offering a way of living that is both sophisticated and historical. They continue to be some of the most sought-after addresses in cities like London and Bath.

DIY Tips for Regency Style

• Install a large, ornate mirror with a gold frame in your entry hallway to reflect light and add a sense of grandeur.
• Use a high-quality white or cream-colored paint for your exterior to create a clean and classic Regency facade.
• Add a black iron railing to your front steps or a small balcony to echo the traditional metalwork of the era.
• Use a classic striped wallpaper in a small powder room or entry to add a touch of formal patterns to your interior.
• Place a pair of tall, thin lamps on a console table to create a symmetrical and balanced lighting arrangement.

20. The Victorian Gardener Cottage

The Victorian gardener cottage was originally built to house the staff who managed the vast gardens of large country estates. Today, these small homes are cherished for their intricate wood trim and their deeply romantic and whimsical appearance.

They often feature steep roofs and pointed gables decorated with “gingerbread” wood trim that is painted in contrasting colors. This gives the cottage a playful and very detailed look that makes it feel like it belongs in a storybook.

The gardens are the true focus of these properties, often filled with a wild and beautiful mix of flowers, vegetables, and herbs. A greenhouse or a rustic potting shed is usually found nearby, reflecting the original purpose of the dwelling.

Inside, the rooms are cozy and often feature original wood floors and small fireplaces decorated with colorful ceramic tiles. The atmosphere is one of humble beauty and a deep love for the natural world and the art of gardening.

Living in a gardener cottage is about the beauty of small things and the joy of being surrounded by a thriving landscape. It is an old money style that values the connection to the earth and the preservation of traditional craft.

These homes are enchanting places that feel like a secret world, offering a peaceful and beautiful way to live in the country. They remind us that some of the most memorable homes are those that were built with a specific and humble purpose.

DIY Tips for Gardener Style

• Apply decorative wood brackets to the corners of your porch to add a touch of Victorian “gingerbread” charm.
• Create a dedicated potting area with a sturdy wooden bench and shelves for your garden tools and terracotta pots.
• Use colorful patterned tiles to decorate the area around your fireplace for a touch of historic and artistic detail.
• Hang wooden window boxes and fill them with a mix of trailing flowers and ivy to soften the look of your exterior.
• Install a small wooden trellis on a sunny wall to encourage climbing roses or clematis to grow over your house.

Conclusion

The twenty small old money houses we have explored are more than just architectural examples; they are blueprints for a meaningful life. They show us that true luxury is not about size, but about the quality of materials and the depth of history within walls.

By focusing on permanence, symmetry, and a connection to nature, these homes have remained relevant for centuries. They offer a sense of security and beauty that modern trends often fail to provide for the contemporary homeowner.

Capturing this look in your own home is possible by following the principles of quiet luxury and choosing items that age well. The DIY tips provided are simple ways to start building your own architectural legacy, regardless of the size of your space.

Ultimately, an old money house is a place that feels lived-in, loved, and carefully maintained over the course of many years. It is a sanctuary where tradition and comfort meet to create a lifestyle that is both elegant and deeply satisfying.

As you look toward the future of your own living space, let these historic homes inspire you to choose quality over quantity. Your home can be a testament to your own values and a beautiful place that you will never forget.